Many of our customers often find that they cannot immediately fund the purchase of the piece they like at the time it is available. We have therefore decided to offer an extended credit scheme, whereby customers can purchase items and pay over a period of time to suit themselves.
Our offer is simply this: We will accept a deposit on an item or items (minimum value £500), and will accept payments until the item(s) are paid for in full. Any shipping or postage costs must also be paid in full before the item is despatched or collected.
Our terms for repayment are very flexible and can be arranged to suit your needs. The most important aspect of this scheme is that WE DO NOT CHARGE INTEREST OR STORAGE COSTS, and you don't lose the opportunity to purchase a special piece which you may not be able to afford immediately.
We have been operating this scheme to existing clients for some time and have found that it works very well. If you want to take advantage of this scheme, please phone or email for a chat about it. Rest assured there are no hidden costs involved, you are just paying for your purchases in installments - and remember NO INTEREST AND NO STORAGE CHARGES.
Obviously we have to put a limit on the amount of time you can take to pay, the repayment term is therefore negotiable. We reserve the right to cancel or suspend this scheme completely, and immediately - but allowing existing members to continue to finish their payments - for any reason we consider reasonably necessary, and we must also reserve the right to suspend this offer from time to time if the scheme becomes too popular, and finally we must reserve the right to refuse acceptance to the scheme to any individual we deem necessary for any reason.
In the event that a customer 'changes their mind' after paying part of the full cost, we will issue a credit note for the amount so far paid, to be used at Hayle Gallery for other purchases. Items purchased on the lay away scheme will be marked as "sold" on our website but will remain our property until the final payment is made, at which time legal title will pass to the buyer.